Managed by Apex FundRock
Regulated Under the Saudi Capital Market  Authority
Shariah-Compliant
Aligned with Vision 2030
Managed by Apex FundRock
Regulated Under the Saudi Capital Market  Authority
Shariah-Compliant
Aligned with Vision 2030

Why We Took the Initiative

Saudi Arabia’s venture ecosystem has matured, but it remains structurally incomplete. Capital is concentrated at two ends of the spectrum:

Sector-agnostic early-stage funds

Deploying small tickets across diversified portfolios

Niche pre-seed and seed funds

focused on company formation and early validation

We Are a Fixer

Operates as PE Mentality

Large private equity platforms

deploy nine-figure capital through control positions, M&A roll-ups, and full operational embedding

Why Fintech, and Why Now: The Series-A Bottleneck

Under Vision 2030, financial sector development is a core pillar of national transformation. The Kingdom has committed to deepening financial inclusion, accelerating the shift toward digital payments, expanding access to SME financing, and positioning Saudi Arabia as a regional fintech hub.

And the result?

$506 M

Fintech has emerged as the most funded sector in the Kingdom, recording a +172% increase in capital deployment in 2025.

Capital has validated the opportunity. But it has not solved the bottleneck!

Even that, early-stage VCs have hidden potentials:

Strong founding teams

Validated business models

Revenue
traction

Market
positioning

However

Despite record inflows, nearly 70% of startups struggle to reach Series A and secure an institutional-grade growth round

Because early-stage VCs are not structured to deploy larger follow-on tickets.

In short, the PE approach reduces reliance on future VC rounds, de-risking LP returns

Why Our Platform Stands Apart

We differentiate by bringing capital plus capability, pairing funding with governance, operational strength, and strategic networks.

Private Equity Mentality at Venture Entry

We Focus on execution correction and operational discipline, the core failure point between Seed and Series A by  embeding operation team (CFO, legal & compliance, and Business Development)

Execute a 90-Day Operational Approach

We execute a 90-day Fixer intervention framework to drive performance acceleration, and monitoring until exit. Startups that take years to improve take months under the fixer model

Equity/Debt Hybrid Investment Structure

We deploy a hybrid investment structure combining equity for upside capture with debt instruments that generate ongoing distributions to LPs, particularly within fintech models such as lending, BNPL, and invoice financing

Annual Distribution Discipline (DPI)

Structured to generate recurring LP distributions through cash-flow–generating investments, reducing reliance on long-dated exits and improving the fund’s ability to return capital earlier in the investment cycle

Three optionality Exit Pathways

Exit optionality through strategic acquisitions by banks and fintechs, secondary sales to incoming growth investors, or founder buybacks and dividend recapitalizations, reducing reliance on a single exit scenario and enabling flexible liquidity timing.

Regulated, Institutional-Grade Platform

Managed by Apex FundRock under institutional governance, with established compliance, risk management frameworks, and ongoing regulatory reporting

Equivator Fintech Investment Platform Overview

The Equivator Saudi FinTech Invesmtent Platform is a private investment platform designed to back growth-stage fintech companies addressing critical gaps in financial infrastructure, regulation, and SME enablement across Saudi Arabia and the GCC.

Size
$100 Million
Duration
8+2 years
Portfolio Target
~10 Companies
Ticket Size
$8-15 Million
Stage Focus
Growth Stage
Sector Focus
● AI-Augmented B2B infrastructure
● RegTech-as-a-Service
● SME Lending / Embedded Finance
● Insurtech
● Forensic Fintech
● Cross-Border Payments
● Propfintech
+ Other Fintech Verticals
Geographic Focus
The platform is primarily focused on Saudi Arabia, with selective allocations across the GCC that may represent up to 20% of total deployment
Investor Allocation
● Sovereign Wealth Funds & Institutional Investors
● Family Offices & Qualified Investors
First Close
Targeting Q2 2026, with potential for earlier close given current momentum.

Why This Platform Exists

The Platform was designed to solve the financing and execution challenges that have constrained fintech in the region:

Funding
Gap

The MENA region faces a $2.25 billion shortfall in fintech funding, projected to rise to $10 billion by 2030

Founder
Challenges

Our internal policies follow best market practices and were elaborated with top legal advisors

LP
Concerns

We work with market-leading partners (including strategic, legal advisors, auditors, and accountants)

GP
Role

Supported by engagement with Partners and peers to explore structured exits and IPO pathways

Why Now

Timing is critical. Today, the convergence of regulatory readiness, untapped subsectors, and a strong proprietary pipeline makes this moment ideal:

Deal
Pipeline

Proprietary access to 5 qualified opportunities, with 1–2 investments already underway

Market Readiness

Regulatory frameworks (e.g., SAMA’s Open Banking mandate) enabling adoption at scale

White
Spaces

White spaces are identified in fintech, coupled with regulatory frameworks already in place

Exit
Pathways

Balanced approach through IPOs, strategic M&A, and secondary market opportunities

Our Investment
Lifecycle

0 Year

Fundraising

First Close      

1-2 Y

Deployment

investment period quarterly calls                                                                                    

2-3 Y

Value Creation

Portfolio Mgmt Optimization

3-4 Y

Exits

Realization Extension Opt.

Investment Committee Members

Walid Hayeck
Managing Director – FundRock Saudi
Enes Şehzade
Chief Executive Officer - Equivator
Matthew Pykstra
Senior Executive Officer - FundRock ME
Hisham Koshak
Founder & CEO - Haykalah
Nezar Alhaidar
VP & Country Head - Lean
Rayan Al-Karawi
Chairman - Razeen Capital

Get In Touch

Enes Şehzade
CEO & Board

enes@equivator.com

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